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Your consent to the receipt of promotional, advertising and other marketing materials from Lend My Biz LLC and its subsidiaries/affiliates (collectively, “LMB”) via any form of communication, including email, facsimile, telephone, multimedia message or text message and understand that message and data rates may apply.  By providing your mobile number, you authorize LMB to make telemarketing calls and send marketing text messages to that number using an automatic telephone dialing system or an artificial or prerecorded voice and understand that your consent is not a condition of doing business with, or making a purchase of any goods/services from, LMB. If you do not consent, please do not provide your mobile number.  Failure to provide your mobile number will not impact your relationship with LMB. You understand that you may unsubscribe or opt-out of any such further communications from LMB at any time by following the instructions in the applicable method of communication or contacting LMB as provided for in LMB’s Privacy Policy.

By clicking "Apply Now", you agree to our Terms of Use and Privacy Policy.

Website Terms of Use

Last updated: March 8, 2019

These Website Terms of Use govern your access to and use of lendmybiz.com and any of its related pages, including any content, functionality, and services offered on or through lendmybiz.com, (the “Website”), which are owned and operated by Lend My Biz LLC or one of its affiliates and subsidiaries (collectively, “LMB”).  Throughout the Website and/or these Website Terms of Use, the terms “we”, “us” and “our” refer to LMB.

  1. Terms

By accessing this Website, you are agreeing to be bound by these Website Terms of Use as the same may be amended, restated or otherwise modified from time to time (these “Terms of Use”) and you agree that you are responsible for compliance with any and all applicable laws.

CAREFULLY READ THIS DOCUMENT BEFORE USING THE WEBSITE, AS IT AFFECTS YOUR LEGAL RIGHTS AND OBLIGATIONS.  BY USING THE WEBSITE, YOU AGREE ON YOUR OWN BEHALF AND ON BEHALF OF EACH ENTITY ON WHOSE BEHALF YOU ARE ACTING, TO BE BOUND BY THESE TERMS OF USE, AS WELL AS THE WEBSITE’S ONLINE PRIVACY POLICY, AS SUPPLEMENTED, REVISED OR MODIFIED BY LMB FROM TIME TO TIME, FOR EACH USE AND ACCESS OF THIS WEBSITE BY YOU. THESE TERMS OF USE APPLY EXCLUSIVELY TO YOUR USE AND ACCESS OF THE WEBSITE. NOTHING CONTAINED HEREIN IS INTENDED TO, NOR DOES IT, ALTER, MODIFY OR CHANGE THE TERMS AND CONDITONS OF ANY EXISTING AGREEMENT THAT YOU MAY HAVE WITH LMB.  PLEASE TAKE A FEW MOMENTS TO CAREFULLY REVIEW OUR PRIVACY POLICY, WHICH DESCRIBES THE COLLECTION, USE AND DISCLOSURE OF PERSONAL INFORMATION FROM USERS ON THE WEBSITE.  BY ACCESSING OR USING THE WEBSITE, YOU CONSENT TO ALL ACTIONS THAT WE TAKE WITH RESPECT TO YOUR DATA CONSISTENT WITH OUR PRIVACY POLICY.

IF YOU DO NOT AGREE WITH ANY OF THESE TERMS OF USE PLEASE DO NOT FURTHER ACCESS THE WEBSITE AND IMMEDIATELY EXIT IT.

  1. Availability of the Website

We reserve the right to withdraw or amend this Website, and any service or material we provide on the Website, in our sole discretion without notice. We will not be liable if for any reason all or any part of the Website is unavailable at any time or for any period. From time to time, we may restrict access to some parts of the Website, or the entire Website.

To access the Website or some of the resources it offers, you may be asked to provide certain details or other information. It is a condition of your use of the Website that all the information you provide on the Website is correct, current, and complete. You agree that all information you provide on this Website or otherwise, including but not limited to, through the use of any interactive features on the Website, is governed by our Privacy Policy, and you consent to all actions we take with respect to your information consistent with our Privacy Policy.

We have the right to disable access to any user of our site, at any time in our sole discretion for any or no reason, including if, in our opinion, you have violated any provision of these Terms of Use.

  1. Use of Third Party Services

When you use the Website, you may also be using the services of one or more third parties, such as a third party service provider, wireless carrier or a mobile software provider. Your use of these third party services may be subject to the separate policies and terms of use of these third parties.

  1. Intellectual Property Rights; Content

Unless otherwise noted, the Website, its features, functionality and all materials, including, but not limited to, images, text, graphics, logos, descriptions, data, illustrations, designs, icons, photographs, video, audio, sounds, files, trademarks, trade dress, software, specifications, advertisements, titles, names, written materials, and any other materials that appear as part of or on the Website (collectively, the “Content”), are protected by the copyright, trade dress and/or trademark laws of the United States and all worldwide rights, title and interest in and to the Website and Content are owned, controlled and/or licensed by LMB.  All trademarks, service marks, trade names and logos displayed on the Website are, unless otherwise indicated, the copyright, trademark, service mark and trade names of LMB. All of our rights are reserved. Permission is granted to temporarily download one copy of the materials (information or software) on the Website for your personal, non-commercial transitory viewing only.  This is the grant of a limited, non-exclusive, non-transferable license, not a transfer of title.  Any other use of the information contained herein is strictly prohibited and you may not:

  1. modify or copy the materials or Content on the Website;
  2. use the materials or Content on the Website for any commercial purpose, or for any public display (commercial or non-commercial);
  3. decompile or reverse engineer any software contained on the Website;
  4. remove any copyright or other proprietary notations from the materials contained on the Website;
  5. transfer the materials or Content contained on the Website to another person or entity or “mirror” the materials on any other server; or
  6. attempt to do any of the foregoing.

The license granted above shall automatically terminate if you violate any of these restrictions and may be terminated by LMB at any time.  Upon termination of your viewing of the materials contained on the Website or upon termination of such license, you must destroy any downloaded materials in your possession whether in electronic or printed form.

  1. Intellectual Property Rights; Complaints

LMB respects the intellectual property of others. If you are a trademark or copyright owner and you believe that your rights have been violated in any way, please notify us of your claim of infringement by sending the following written information to our designated copyright agent:

  • A physical or electronic signature of a person authorized to act on behalf of the owner of an exclusive right that is allegedly infringed;
  • Identification of the copyrighted work claimed to have been infringed or, if multiple copyrighted works at a single online site are covered by a single notification, a representative list of such works at that site;
  • Identification of the material that is claimed to be infringing or to be the subject of infringing activity and that is to be removed or access to which is to be disabled, and information reasonably sufficient to permit us to locate the material;
  • Information reasonably sufficient to permit us to contact you, such as an address, telephone number and, if available, an electronic mail address at which you may be contacted;
  • A statement that you have a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or the law; and
  • A statement that the information in the notification is accurate and, under penalty of perjury, that you are authorized to act on behalf of the owner of an exclusive right that is allegedly infringed.

Our copyright agent for notice of claims of copyright infringement can be reached at:

Lend My Biz

111 Express Street

Plainview, NY 11803

Attention: Jack Hasso

Info@LendMyBiz.com

  1. User Conduct

By accessing and/or using this Website, you agree:

  1. not to use any automatic or manual conduct, device, process, software, program, algorithm, methodology or routine, including but not limited to a “robot”, “spider” or other similar process or functionality to interfere (or attempt to interfere) with, damage, disable, impair or impose an unreasonable burden or load on, operation of the Website;
  2. not to interfere with security of the Website or to otherwise abuse the Website, or any services, system resources, accounts, networks or servers connected to or accessible through the Website or affiliated or linked sites;
  3. not to upload, post or otherwise transmit through or on the Website any viruses or other harmful or destructive files;
  4. not to interfere with or disrupt any other person’s use of the Website or affiliated or linked sites;
  5. not to attempt unauthorized access to the Website or any portion(s) thereof which is restricted from general access, such as, the server on which the Website is stored, or any server, computer or database connected to the Website;
  6. not to use any robot, spider or other automated device or manual process to monitor, extract, collect, harvest or copy the web pages or any data or data fields contained at the Website, including but not limited to, personally identifiable information of any other user of the Website or customers of LMB;
  7. not to modify, assign, sublicense, sell or prepare derivative works of any materials on the Website or to reproduce or publicly display, perform, distribute or otherwise use such materials except as expressly permitted herein;
  8. not to modify or create another Website so as to falsely imply that it is associated or affiliated with the Website;
  9. not to violate any and all laws, rules, or regulations applicable to your use of, or access to, the Website, and not to violate any policies that may be posted on the Website from time to time.
  10. Disclaimer

The materials and Content on the Website are provided “as is.” LMB makes no warranties, expressed or implied with respect thereto, and hereby disclaims and negates all warranties, including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose or non-infringement of intellectual property or other violation of rights. Further, LMB does not warrant or make any representation concerning the accuracy, likely results, or reliability of the materials on or linked to the Website or on or linked to any other site which is linked to the Website or that the use of the Website will be uninterrupted, secure or free from error.

Further, LMB may not be able to provide matches for every user seeking to use its Website and makes no guarantees as to the number of matches or the ability to obtain business funding.

  1. Limitation of Damages and Liability

IN NO EVENT SHALL LMB OR ITS SUBSIDIARIES, AFFILIATES OR AGENTS (COLLECTIVELY, THE “LMB RELEASED PARTIES”) BE LIABLE FOR ANY INDIRECT, SPECIAL, PUNITIVE, INCIDENTAL, EXEMPLARY OR CONSEQUENTIAL DAMAGES, INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA, REVENUE OR PROFITS, BUSINESS INTERRUPTION, OR LOSS OF BUSINESS OPPORTUNITY OR GOODWILL, ARISING FROM OR IN CONNECTION WITH (A) THE USE OF, OR INABILITY TO USE, THE WEBSITE; (B) THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, PRODUCTS, MATERIALS, CONTENT, OR SOFTWARE AVAILABLE FROM, ON OR THROUGH THE WEBSITE OR ANY THIRD-PARTY SITE(S); (C) THE CONDUCT OF OTHER USERS OF THE WEBSITE; (D) INACCURACY OF THE DATA OR SERVICES PROVIDED ON THE WEBSITE (OR YOUR RELIANCE ON SUCH DATA OR SERVICES), CHANGES TO THE WEBSITE (INCLUDING USER-PROVIDED CONTENT); OR (E) BREACH OF THESE TERMS OF USE BY YOU, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF SUCH PARTY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES AND YOU EXPRESSLY AGREE TO WAIVE ANY RIGHT YOU HAVE OR MAY HAVE TO CLAIM SUCH DAMAGES. YOU ASSUME COMPLETE RESPONSIBILITY FOR YOUR USE OF THE WEBSITE. YOUR SOLE REMEDY AGAINST THE LMB RELEASED PARTIES FOR DISSATISFACTION WITH THE WEBSITE OR ANY CONTENT IS TO STOP USING THE WEBSITE. THAT SAID, IF ANY OF THE LMB RELEASED PARTIES ARE FOUND TO BE LIABLE TO YOU FOR ANY DAMAGE OR LOSS ARISING OUT OF OR WHICH IS IN ANY WAY CONNECTED WITH YOUR USE OF THE WEBSITE, ANY CONTENT, OR ANY SERVICES OFFERED ON OR THROUGH THE WEBSITE, THE LMB RELEASED PARTIES’ TOTAL LIABILITY SHALL NOT EXCEED $100.00 IN THE AGGREGATE.

ANY CAUSE OF ACTION OR CLAIM YOU MAY HAVE ARISING OUT OF OR RELATING TO THESE TERMS OF USE OR THE WEBSITE MUST BE COMMENCED WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES, OTHERWISE, SUCH CAUSE OF ACTION OR CLAIM IS PERMANENTLY BARRED.

SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF CERTAIN WARRANTIES, OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF YOU RESIDE IN ONE OF THESE JURISDICTIONS, THE ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO YOU.

  1. Indemnification

You agree to defend, indemnify and hold harmless LMB, its officers, directors, members, employees, and agents (collectively, the “Indemnified Parties”) from and against any and all claims, actions, demands, charges, complaints, damages, losses, liabilities, costs and expenses (including but not limited to, attorneys’ fees), arising from or in connection with: (a) your use of the Website; (b) any Content submitted, posted, or otherwise provided by you to the Website, any of the Indemnified Parties, and/or its agents, and/or (c) your breach of any provision of these Terms of Use or any representations you provide herein. LMB reserves the right to take exclusive control and defense of any claim subject to this indemnification by you, in which event you will cooperate fully with LMB in asserting any and all available defenses.

  1. Revisions and Errata

The materials appearing on the Website could include technical, typographical, or photographic errors. LMB does not warrant that any of the materials on the Website are accurate, complete, or current. LMB may make changes to the materials contained on the Website at any time without notice. LMB does not, however, make any commitment to update any of the materials contained on or linked to the Website.

  1. Links

The Website may contain links to third-party websites.  You understand and agree that LMB has no control over and may not have reviewed those third-party websites. Accordingly, you agree that LMB is not responsible for the contents of any such third-party website or for any damages, losses or expenses that you may incur while using any such third-party website. The inclusion of any link to a third party website does not imply the endorsement by LMB of such website or the owner or operator thereof. Use of any such third-party website is at your own risk.

  1. User Provided Information

While using the Website, you may be asked to and you may provide feedback, commentary, information, or other content to LMB and other users of the Website. By using the Website, you shall be deemed to have granted to LMB a worldwide, royalty-free, perpetual, irrevocable license to use, reproduce, modify, display, and distribute any such content provided through the Website; and you acknowledge and warrant that you have the right and authority to provide such license to LMB.

  1. Website Terms of Use Modifications

LMB may change, modify, revise, add, or remove any portion of these Terms of Use and/or its Privacy Policy at any time, in its sole discretion, without notice. By using the Website you are agreeing to be bound by the then current version of these Terms of Use and the Website’s Privacy Policy.

  1. Governing Law/Venue/Class Action Waiver

These Terms of Use, the Privacy Policy and any claim relating to the Website shall be governed by and construed in accordance with the laws of the State of New York without regard to its conflict of law provisions.  Any dispute arising from or related to the Website, your use thereof or these Terms of Use or the Website’s Privacy Policy, shall be resolved exclusively by the appropriate New York state court located in Nassau County,  or federal court in and for the Eastern District of New York. Although you may access the Website in other states or countries, by using this Website, you hereby irrevocably and unconditionally consent and submit to the exclusive jurisdiction of these courts over any suit, action, claim or proceeding arising out of these Terms of Use, the Privacy Policy and/or any claim relating to the Website and you waive any claim of forum non conveniens or lack of personal jurisdiction that you may have.

YOU WAIVE ANY RIGHT TO ASSERT ANY CLAIMS AGAINST LMB, ITS OFFICERS, DIRECTORS, MEMBERS, EMPLOYEES, AND AGENTS AS A REPRESENTATIVE OR MEMBER IN ANY CLASS OR REPRESENTATIVE ACTION, EXCEPT WHERE SUCH WAIVER IS PROHIBITED BY LAW OR DEEMED BY A COURT OF LAW TO BE AGAINST PUBLIC POLICY.

  1. Waiver and Severability

No waiver by LMB of any term or condition set out in these Terms of Use shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure of the LMB to assert a right or provision under these Terms of Use shall not constitute a waiver of such right or provision.

If any provision of these Terms of Use is held by a court or other tribunal of competent jurisdiction to be invalid, illegal or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of the Terms of Use will continue in full force and effect.

  1. Geographic Restrictions

The owner of the Website is based in the state of New York in the United States. We provide this Website for use only by persons located in the United States. We make no claims that the Website or any of its content is accessible or appropriate outside of the United States. Access to the Website may not be legal by certain persons or in certain countries. If you access the Website from outside the United States, you do so on your own initiative and are responsible for compliance with local laws.

 

 

Last Updated: March 8, 2019

Effective Date: March 8, 2019

 

Privacy Policy

 

This privacy policy (“Privacy Policy”) describes the ways Lend My Biz LLC and its affiliates, subsidiaries, agents and representatives (collectively, “LMB” or “we or “us” or “our”) collect, store, use, disclose, and protect your personally identifiable information. We use the term “personally identifiable information” to describe information that can be associated with you and can be used to identify you. Personally identifiable information does not include information that does not identify a specific person.

 

By using our website, lendmybiz.com, (“Website”), contacting us and providing any personal information, and/or otherwise providing us with your personal information, you consent to the collection and use of your information by us in accordance with this Privacy Policy, as well as our Website’s Terms of Use.

 

What This Privacy Policy Covers

This Privacy Policy describes the following general aspects of our collection and processing of your information concerning you:

 

  1. Information We Collect About You and How We Collect it
  2. Children’s Information
  3. How We Use Your Information
  4. Sharing of Information with Third Parties
  5. Your California Privacy Rights
  6. Technology Used in Collecting Information
  7. DNT Disclosure Pursuant to Section 22575 of CalOPPA
  8. Non-United States Users
  9. Opting Outof Marketing Communications
  10. Changes to this Privacy Policy
  11. How we Protect Your Personal Data
  12. How to Contact Us

 

  1. Information We Collect About You and How We Collect it

We collect personally identifiable information and other types of information directly provided by you and about you from various sources (including, without limitation, from you, credit reporting agencies, creditors, and businesses and financial institutions with which you have had a financial relationship). The information we collect includes, without limitation, the following:

  • contact information, such as your name, e-mail address, physical address, Internet Protocol (“IP”) address, and telephone numbers;
  • your business name, address, tax id number, business inception date, business bank statements (and data about your banking transactions), credit card merchant statements, tax returns, financials, telephone numbers and address;
  • financial information, such as your bank name and your bank account number, personal and business credit bureau reports, payment behavior, and other reports concerning your credit history and experience;
  • other financial or personal information about you, such as your percent ownership in the business, your liabilities, and your financial condition;
  • personal identification information, such as your first and last name, social security number, date of birth, and home address;

 

 

We collect information when you provide us with authorization to obtain credit information and other financial information regarding your business, its principals and guarantors for credit purposes.

When you visit our Website, our servers may automatically collect your IP address, the name of the domain you used to access the Internet, the link that brought you to our Website and any links clicked within our Website.

When you submit an application through our Website or otherwise, we collect the information you provide us on your application.

Certain information may also be automatically collected through third-party tools used on LMB’s Website, which collect information that may include your browser type and operating system; IP address and general geographic location; the date and time of your visit; the content viewed on our Website; and website features accessed.  Some of this information may be retained by us only during your visit to our Website, and some information may be gathered on an aggregated, anonymous basis.

We may monitor social media or review sites, and collect information posted on comments or reviews.  When you post information on social media pages owned or controlled by LMB, we may collect information about your activities on those pages, including whether you visited or commented on the page, or provided a rating or review.

 

  1. Children’s Information

Our Website is not directed to nor is it intended for children under the age of 13 and we do not knowingly solicit or collect information from, or market to, such children.

 

  1. How We Use Your Information

We may use information that we collect about you or that you provide to us, including any personal information:

  • to verify your identity in connection with our user registration process;
  • to manage and administer your account with us;
  • to facilitate the transactional process between financial institutions;
  • to compile and analyze information to better understand our customers;
  • to produce data analytics and reports containing summaries of data and general information that we may share with business partners;
  • to prevent fraud, identity theft or illegal activities;
  • to maintain our business records for reasonable periods and to generally manage and administer our business;
  • to resolve disputes;
  • to compare information for accuracy and verify it with third parties;
  • to send you promotional, advertising and other marketing materials or communications from us or our agents via email, facsimile, telephone or text message; and
  • to meet legal, regulatory, insurance, audit, processing and security requirements imposed on us, which may include establishing and verifying your identity and checking your identity against money laundering, terrorist financing or similar watch lists established by regulatory agencies or similar bodies.

By providing your contact information to us, you consent to the receipt of promotional, advertising and other marketing materials from LMB via that form of communication, including email, facsimile, telephone or text message.  When you provide your telephone number, you authorize LMB to make telemarketing calls and send marketing text messages to that telephone number using an automatic telephone dialing system or an artificial or prerecorded voice and understand that your consent is not a condition of doing business with, or making a purchase of any goods/services from LMB.

You may unsubscribe or opt-out of any such further communications from LMB at any time by following the instructions in the applicable method of communication or by contacting LMB as provided in Section 9 below.

We may also use your information in other manners with your consent or as permitted or required by applicable law.

 

  1. Sharing of Information with Third Parties

We may disclose your information that we collect or you provide as follows:

  • To Provide Our Products and Services. We may disclose your personally identifiable information in order to provide you with information, products, or services that you request from us and fulfill any other purpose for which you provided your information.  For example, LMB’s credit department may share a customer’s financial information with credit bureaus, banks and financing sources involved in transactions with such customer, particularly for transactions that are to be brokered.

 

  • To Meet Our Legal Requirements. We may disclose personally identifiable information in order to comply with or respond to a request or requirement pursuant to law, regulation, or from a governmental or judicial body, or to help prevent fraud or for risk management purposes.
  • To Operate Our Website. Information collected through third-party tools used on LMB’s Website may be used by us and our service providers, affiliates and business partners to measure the number of visits, average time spent, page views and other general statistics about the overall use of our Website, in order to monitor website performance and make the website easier and more convenient to use.
  • To Market Our Services to You. If you have not opted out, we may disclose personally identifiable information to third parties to market our products or services to you.

 

  • When Restructuring or Selling Our Business. We may disclose personally identifiable information to a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of LMB’s assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which personal information held by LMB about our Website users is among the assets transferred.

 

For any other purpose disclosed by us when you provided your information or permitted by law.

 

  1. Your California Privacy Rights

California Civil Code Section § 1798.83 permits users of our Website that are California residents to request certain information regarding our disclosure of personal information to third parties for their direct marketing purposes.  We do not disclose your personal information to third parties for the purpose of having them directly market their goods/services to you.

 

  1. Technology Usedin Collecting Information

LMB and third parties that provide content, functionality and services on our Website use a variety of technologies to learn more about how people use the Website. These primarily include the following:

  • Cookies. In collecting information, we may utilize cookies – small text files used to store information about users on the users’ own computers – so that our Website can recognize you as the same user across different visits to the Website. These are also placed in outbound marketing emails to track engagement.  You can configure your Internet browser system to warn you each time a cookie is being sent or to refuse cookies completely.   Cookies may be used to collect information about your browsing activities in order to provide you with more relevant content and promotional materials, on and off the Website, and to help us understand your interests and improve the Website.  If you choose to disable cookies, it may limit your use of certain features or functions on our Website.
  • Web Beacons. We and our third-party partners may use web beacons (also referred to as clear gifs, pixel tags, and single-pixel gifs), which is a technology that communicates information from your Internet browser to a web server. Web beacons can be embedded in banners and links on vendor websites, videos or emails, and permit a web server to read certain types of information from your browser, check whether you have viewed a particular web page or email message, and determine, among other things, the time and date on which you viewed the web beacon, the IP address of your computer, and the URL of the web page from which the web beacon was viewed. We and our partners use web beacons for a variety of purposes, including to analyze the use of our Website and in conjunction with cookies to improve the Website and provide you with more relevant promotional materials.
  • User analytics and social media. LMB utilizes Google Analytics for user analytics and we may also use social media (e.g., Twitter, LinkedIn, Facebook, YouTube, comments, requests and reviews) for purposes of information collection.  Your use of social media sites is governed by the privacy policies of those sites.
  • Mobile Devices. When you connect to us using a mobile device or application, we may use cookies or web beacons and other methods to customize your browsing experience. If you use location-enabled products, you may be sending us location information.  We do not store or use this information other than to provide the services you requested.  Location-enabled features are opt-in and you have control over your participation and can turn these services off at any time.  Some mobile applications may utilize analytic tools to help us better serve our customers through improved products, services and revisions to the mobile applications. This collected information does not include personally identifiable information and will not identify you to LMB.  It may, however, let us know anonymously which services and features you are using the most within the application, as well as device type and hardware features, country and language of download.

 

  1. DNT Disclosure Pursuant to Section 22575 of CalOPPA

The California’s Online Privacy Protection Act requires us to disclose how we respond to Do Not Track (“DNT”) signals.  Currently, LMB does not monitor and respond to DNT signals.  To learn more about DNT signals, please see http://allaboutdnt.com.  We value our customers’ privacy choices and will take all reasonable steps to comply with your affirmative direction to opt-out as provided in Section 9 of this Privacy Policy.

  1. Non-United States Users

The Site is operated in the United States by United States citizens and is intended for use by United States citizens.  The Site may be accessible outside of the United States but if you are accessing the Site from outside of the United States, please be aware that any information that you provide to us will be collected in or transferred to the United States and stored on servers located in the United States.  By using our Site and/or providing us with your information, you consent to this collection and/or transfer.

  1. Opting Outof Marketing Communications

If you do not wish to have your contact information used by us to promote our own or third parties’ products or services, you can opt-out at any time by sending us an email stating your request to Info@LendMyBiz.com. If we have sent you a promotional email, you may also opt-out by clicking the unsubscribe link located in the email.

 

We do not control third parties’ collection or use of your information to serve interest-based advertising. However these third parties may provide you with ways to choose not to have your information collected or used in this way. You can opt out of receiving targeted ads from members of the Network Advertising Initiative (“NAI”) on the NAI’s website.

 

Please contact us at the following: Lend My Biz, 111 Express Street, Plainview, NY 11803, Attention: Jack Hasso, 888-747-4978, Info@LendMyBiz.com for questions, to opt out of marketing/periodic emails/disclosures to third parties.

  1. Accessing and Correcting Your Information

You can review and change your personal information by sending us an email at Info@LendMyBiz.com to request access to, correct or delete any personal information that you have provided to us. We may not accommodate a request to change information if we believe the change would violate any law or legal requirement or cause the information to be incorrect.

 

  1. Changes to this Privacy Policy

We reserve the right to modify or supplement this Privacy Policy, in whole or in part, at our discretion at any time and without prior notice.  If we make any material change to the Privacy Policy, we will notify you by email (sent to the e-mail address you specified) and/or update this Privacy Policy to include such changes.  We recommend that you review this Privacy Policy regularly for changes. The date of this Privacy Policy, noted above, indicates the last time it was revised or materially changed, which will supersede all prior versions. By continuing to use our Website after we make changes, you indicate your consent to each of those changes.

  1. How we Protect Your Personal Data

LMB has established multiple avenues of protection to safeguard Personal Data. We use a variety of reasonable physical, technical, and administrative measures to safeguard information against loss.

However, no security technology is completely secure, and you should remember that email is not a secure means of communication.  While we strive to protect the information that we maintain, due to the inherent nature of the Internet, we cannot (and do not) guarantee, and make no representation or warranty about, the security of any information that you transmit to us or which is stored by us.

LMB understands the importance of your privacy rights and takes their protection seriously. We recognize that you have placed your trust in us, and we strive to preserve that trust as a priority.  LMB arranges for its employees to be educated on LMB’s privacy policies and procedures and, among other things, directs employees to adhere to LMB’s established guidelines. LMB monitors the effectiveness of its policies and procedures.

  1. How to Contact Us

You may contact us by email at Info@LendMyBiz.com or by regular mail at:

Lend My Biz

111 Express Street

Plainview, NY 11803

Attention: Jack Hasso

Working Capital Available Up To $3,500,000 For Your Queens NY Business

Flexible & Easy Approval

We value other factors beyond your credit score, such as time in business & cash flow

Customized Loan Products

Loan programs that are tailored for each Queens NY business

Flexible Line Of Credit

Access to a line of credit so you only pay for what you use

Fast & Simple Process

Get approved within hours

Same Day Funding Available

Fast approval with an efficient automated process for funding

Minimal Paperwork

Quick 1-page application and 6 months of business bank statements

Business Loan Programs

NY Small Business Loans

NY Small Business Loans

  • Unsecured
  • Flexible Payment Options
NY Term Loans

NY Term Loans

  • Monthly Payments
  • 1 to 5 Year Terms
NY Business Line Of Credit

NY Business Line Of Credit

  • Money readily available, whenever you need it
  • Only pay for what you see
NY Equipment Financing

NY Equipment Financing

  • Monthly Payments
  • 1 to 5 Year Terms

About Us

Our Beginning 

Although our experience in the Queens NY business lending industry began in 2007, the origins of Lend My Biz were formed far earlier. Born to immigrant small business owners, founder Jack Hasso found himself exposed to the business lending industry as a young teenager.

His parents were constantly tied up running the family business. What began as a series of phone calls to lenders in the hopes of negotiating terms on his parents’ loans turned into a life-long passion for helping thousands of business owners acquire loans to help grow their business.

In the wake of online lending becoming commonplace, Jack saw a huge opportunity. The online lending landscape was fragmented and difficult to understand, with many loan providers making the same promises. Business owners were unsure where to turn if they were declined by their bank. It truly was a guessing game.

Driven by the desire to help more business owners succeed, Jack approached Travis Howell, President of Lend My Biz, and presented the vision of educating business owners on how to evaluate which loan options would work best for their business. Travis brings a decade of experience leading high touch customer service teams that are focused on serving the fortune 500. This vision would combine Jack’s experience of the lending marketplace with Travis’ expertise in managing and delivering the best customer experience.

Why Choose Lend My Biz

While it’s true that a Queens NY business owner can go down to their local bank and apply for a business loan, the reality is that the process with a bank can take much longer than the time business owners have available to dedicate to this process. Compiling the necessary paperwork to apply for a bank loan can take days, if not weeks. The other challenge Queens NY business owners face is if they are declined by their bank, where do they go next?

At Lend My Biz, we know all too well the struggles that come with the business loan application process.

That’s why it’s our mission to help our clients:

  • Understand how they can increase their chances of getting approved
  • Evaluate all the business loan options available to them in the marketplace
  • Negotiate favorable terms on their behalf
  • Obtain financing in an easy and timely manner

 

FAQs

Why did I receive an offer from Lend My Biz?
Based upon our records and growth opportunities in your industry, your Queens NY business has been Pre-Selected to apply for this offer.
How do I know if I will be approved?
At Lend My Biz we take pride in truly spending the time to understand your Queens NY business and your financing goals - for both today and in the future. Fortunately, we are a revenue-based provider which helps us qualify your business, without having to focus so much on credit. We invest the time to discover other strengths that will help your business get approved. Thanks to this approach we have an impressively high approval rate.
How long is the process to get funding?
Speed is EVERYTHING. Typically, it takes anywhere from a few hours up to 48 hours to get approved. Once approved, the funding provider can offer same day or next business day funding (excluding bank holidays).
What do I have to submit to apply?
We strongly believe in keeping things simple – even the application process. Just complete our quick one-page application and send us your most recent (6) months of business bank statements.
Does it cost anything to apply?
The short answer is no. At Lend My Biz there is no application fee or any other upfront fee to apply. If you are working with another company that is looking to charge you these unnecessary fees, we strongly suggest you give us a call at 1-888-747-4978 and allow us the opportunity to get you the funding you need, without paying those unnecessary fees. Live agents are available 24 hours a day, 7 days a week.
I already have another business loan. Can I still get funding through Lend My Biz?
Yes, you potentially can. It’s important to know the difference between senior and junior debt to ensure that you do not breach your current obligations. Even if you have received a loan from your bank or another funding company, you can potentially still qualify for additional, non-conflicting funding programs.